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Juliette Contasti holding an oversized gold house key

First-Time Home Buyers in Central Florida

A lot of first-time buyers wait longer than they need to because nobody has sat down and shown them the actual numbers. This is where that conversation starts, in English or Spanish.

Start With What You Can Actually Qualify For

We start with a conversation about your goals and your numbers, then you talk with a lender and get pre-approved, so you know your real range before you tour. From there we keep taxes, insurance, and community fees in the picture, so the payment you plan around is the one you will actually make.

Down Payment Assistance Is Worth Checking

Assistance programs open and close as funding changes, so each option gets checked against your situation and its current status instead of assumed. Our down payment assistance guide lists where the Central Florida programs stand, and we help you compare them with low down payment loans.

New Construction Is a Real Option for First Buyers

New construction is worth pricing next to resale even if you assume it costs more, because builder incentives can change the monthly comparison. If you want to look at new builds, contact Juliette before your first model home visit so she can represent you, and get in writing how the builder handles it. Our new construction versus resale guide walks through the comparison.

Writing an Offer That Holds Up

We build your offer around what the seller needs and what protects you, and we explain each term before you sign. Our step-by-step roadmap for first-time buyers covers the full process from pre-approval to keys.

Between Contract and Keys

Juliette tracks the inspection, appraisal, title, and lender deadlines so nothing slips, explains what comes back on the inspection report, and stays with you through the final walkthrough and the closing table.

Start the Path to Your First Home

Call, WhatsApp, email, or book a time. Juliette responds personally, in English or Spanish.

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Frequently Asked Questions

How much do I really need for a down payment?

Far less than the twenty percent most people assume. FHA loans start around three and a half percent down, some conventional programs go to three percent, and VA and USDA loans can be zero down for those who qualify. Assistance programs can reduce what you bring to closing even further.

Does my credit score have to be perfect?

No. Plenty of first-time buyers close with scores well below what they imagined was required. If your score does need work, a lender can usually tell you exactly which two or three things to fix and roughly how long it will take.

What does it cost me to work with Juliette as a buyer?

We go over representation and how buyer-side compensation is handled in your specific transaction up front, in writing, before you tour anything. You will know what you are agreeing to before you agree to it.

How long does the whole process take?

From pre-approval to keys is commonly thirty to sixty days on a resale once you are under contract. A to-be-built new construction home runs longer, often several months, which we plan your lease or current-home sale around.

Can we do all of this in Spanish?

Yes. Juliette works in English and Spanish, from the first conversation through the closing table.

Ready to make your real estate goals a reality in Central Florida? Let's talk, in English or Spanish.

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